44Mtg — Greater Is He.
Jonathan Gibbons

A Better Mortgage Experience.Built Around You.

★★★★★5.0 on Google· 34 reviewsRating checked October 2, 2026

Buying or refinancing? Start your application online.
Jonathan will guide you through the next steps.

A rustic white farmhouse with timber porch posts and a dark metal roof
Your next chapter starts here.44Mtg · Greater Is He.

A mortgage is part of a much bigger decision. It’s where you’ll build your life, the next chapter for your family, or an investment in what comes next. At 44Mtg, the conversation starts with you.

I’m Jonathan Gibbons. With more than 16 years in the mortgage industry, I help buyers and homeowners understand their options, compare the numbers, and move forward with a clear plan. I’m based in Palmyra and serve Southeast Wisconsin, Greater Milwaukee, and Madison.

As a mortgage broker powered by Edge Home Finance, I can explore options across lenders. Whether you’re purchasing your first home, moving up, building, refinancing, or investing, my goal is to help you find financing that fits your situation.

What clients are saying

5.0 out of 5 · 34 Google reviews
★★★★★
“Great communication and easy to work with. He really listens.”
Google reviewer15 May 2025
★★★★★
“Jon has helped me with 2 home closings and he is wonderful! Highly recommend!”
Google reviewer15 May 2025
★★★★★
“Jon was great to work with! Always punctual and provided clear guidance on where my approval stood and what the next steps would be.”
Google reviewer24 March 2025
Read Our Google ReviewsSelected Google reviews. Rating and count checked October 2, 2026.

Home loans for Greater Milwaukee

Buying a home in Milwaukee, Waukesha, Brookfield, New Berlin, Wauwatosa, or a nearby community? I help Greater Milwaukee buyers and homeowners compare mortgage options for purchases and refinancing. Based in Palmyra, I work with you by phone and online, from your first questions through closing.

Start with a conversation about your budget, timing, and goals. We can discuss pre-approval before you shop, review another lender’s Loan Estimate, or explore financing for your next home.

A conversation. A strategy.
A path forward.

You should know why a loan makes sense for you—not just what the payment is. We’ll talk about your plans, review the choices, and work through the questions together.

  1. DiscoveryTell me what you’re working toward, your timeline, and what matters most to you.
  2. StrategyWe’ll compare financing options, payments, and costs with your goals in mind.
  3. ExecutionMove from application toward closing with a contact who knows your plans and helps you understand the next step.

Options for your next chapter

Different homes and different goals call for different conversations. Select a loan option to learn where we can begin.

Conventional

Explore financing for a first home, your next home, or a refinance. Discuss conventional financing.

FHA

Talk through an FHA loan and how it compares with your other options. Explore FHA options.

VA

Guidance for eligible veterans, service members, and surviving spouses. Talk about VA financing.

USDA

Explore whether USDA financing is an option for your household and property. Ask about USDA financing.

Construction

Bring your homebuilding plans. We’ll discuss financing and the next steps. Discuss your build.

Bridge

Have a home to sell and a new one in mind? Let’s talk about the transition. Plan your next move.

DSCR investment financing

Explore investment-property financing based on rental cash flow. Talk about your investment.

Program availability and eligibility vary by lender, borrower, and property. All loans are subject to underwriting and approval.

Greater Is He.

The name 44Mtg comes from 1 John 4:4. It’s a reminder of the faith behind this business and the way I want to serve the people who trust me with their home financing.

“Greater is he that is in you, than he that is in the world.”

1 John 4:4 · KJV

Questions before you begin?

Can you review another lender’s quote?

Yes. Send your Loan Estimate or quote and we can review the payment, costs, and terms together.

Can we talk before I find a house?

Absolutely. An early conversation helps you plan your next steps and understand what information we’ll need.

Do you help with refinancing?

Yes. We can discuss your current mortgage and your goals, then review whether a refinance may make sense.

Request Your Mortgage
Discovery Consultation

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Let’s talk about what’s next.

Clear answers. A personal connection.
A mortgage conversation built around your plans.

Call 262-470-5031