Assistance programs can help eligible buyers with purchase funds, but availability and eligibility must be checked before you build an offer around them.
Review official program options
WHEDA publishes Wisconsin first-mortgage and down payment assistance options through participating lenders. Local programs may also have funding, location, education and eligibility conditions. Ask whether the program can be used with your proposed lender and loan.
Understand the repayment terms
Assistance may be a loan rather than a grant. Review interest, monthly payments, deferred repayment and what happens when you sell or refinance. Include the assistance in the complete cost comparison.
Bring your household and property details
Income, property address, purchase price, household size and homebuyer education can affect eligibility. Jonathan can help you understand what to verify; this page does not promise WHEDA participation or a specific assistance award.
Program resources
WHEDA available programs. Program rules and lender requirements can change; confirm the terms for your situation.
Talk through your next step
Jonathan Gibbons helps buyers and homeowners in Southeast Wisconsin, Greater Milwaukee and Madison compare financing options. Estimate a payment or contact Jonathan to discuss your plans.
Jonathan Gibbons · NMLS #427023 · Information reviewed October 5, 2026. General education, not a rate quote, approval or commitment to lend.