A mortgage is part of a much bigger decision. It’s where you’ll build your life, the next chapter for your family, or an investment in what comes next. At 44Mtg, the conversation starts with you.
I’m Jonathan Gibbons. With more than 16 years in the mortgage industry, I help buyers and homeowners understand their options, compare the numbers, and move forward with a clear plan. I’m based in Palmyra and serve Southeast Wisconsin, Greater Milwaukee, and Madison.
You work directly with me, Jonathan Gibbons, for mortgage guidance, application assistance, and communication through the loan process. 44Mtg is my sole-proprietor business, and I’m your direct contact for the assistance you request. Whether you’re purchasing your first home, moving up, building, refinancing, or investing, we’ll discuss your goals and the next steps together.
What clients are saying
“Jon has helped me with 2 home closings and he is wonderful! Highly recommend!”Google reviewer15 May 2025
“Jon was great to work with! Always punctual and provided clear guidance on where my approval stood and what the next steps would be.”Google reviewer24 March 2025
Home loans for Greater Milwaukee
Buying a home in Milwaukee, Waukesha, Brookfield, New Berlin, Wauwatosa, or a nearby community? I help Greater Milwaukee buyers and homeowners compare mortgage options for purchases and refinancing. Based in Palmyra, I work with you by phone and online, from your first questions through closing.
Start with a conversation about your budget, timing, and goals. We can discuss pre-approval before you shop, review another lender’s Loan Estimate, or explore financing for your next home.
Mortgage guidance close to home
Based in Palmyra, I serve buyers and homeowners across Southeast Wisconsin, Greater Milwaukee, and Madison by phone and online. Explore guidance for your area and prepare for the next step.
Read the Wisconsin homebuyer planning guide for a practical checklist before you apply or write an offer.
Mortgage insights for your next move
Accepted Offer? Your Next Mortgage Steps in Wisconsin
Find the financing that fits your next move
Compare FHA, VA, USDA, conventional and specialty loan options.
Estimate your monthly payment · Prepare for pre-approval · Plan a refinance
A conversation. A strategy.
A path forward.
You should know why a loan makes sense for you—not just what the payment is. We’ll talk about your plans, review the choices, and work through the questions together.
- DiscoveryTell me what you’re working toward, your timeline, and what matters most to you.
- StrategyWe’ll compare financing options, payments, and costs with your goals in mind.
- ExecutionMove from application toward closing with a contact who knows your plans and helps you understand the next step.
Options for your next chapter
Different homes and different goals call for different conversations. Select a loan option to learn where we can begin.
Program availability and eligibility vary by lender, borrower, and property. All loans are subject to underwriting and approval.
Greater Is He.
The name 44Mtg comes from 1 John 4:4. It’s a reminder of the faith behind this business and the way I want to serve the people who trust me with their home financing.
“Greater is he that is in you, than he that is in the world.”
1 John 4:4 · KJV
Questions before you begin?
Can you review another lender’s quote?
Yes. Send your Loan Estimate or quote and we can review the payment, costs, and terms together.
Can we talk before I find a house?
Absolutely. An early conversation helps you plan your next steps and understand what information we’ll need.
Do you help with refinancing?
Yes. We can discuss your current mortgage and your goals, then review whether a refinance may make sense.